Long time lurker/blog reader here. I briefly had one of my own, but was bad about updating. Plus I used my usual social media handle, and I'd like to fly a little more under the radar.
So I've decided to start fresh with a slightly more anonymous handle
My story? Almost 42. Single. Bought my first home at the end of 2019, right outside NYC. Have found myself in debt again. Getting my sh*t together over the next few years (again).
*Credit cards under consolidation - about $35k (will be paid off Aug 2023)
*Active credit cards - about $11k (focusing on those over the next few years, plan isn't really fleshed out other than get rid of these balances!)
*Car loan - about $15k (will be paid off Aug 2023)
*401k loan 1 - about $8k (will be paid off Feb 2023)
*401k loan 2 - about $6k (will be paid off Oct 2023)
*Mom debt - about $17k (will be paid off sometimes in 2024 at latest, firming up my plan for this)
*Mortgage - about $150k (payoff fall of 2049, but unlikely to go that far, this is not a priority at the moment)
*Student loans - About $4k (not sure when these will be paid off, again not a priority)
I've been projecting my overall plan to tackle all of this and more over the next few years - as you can see, 2023 is when I get a lot more breathing room. I'll go into more detail on that in future posts! For now, hello and glad to be joining you on the blogging side. Please be nice - not looking for any judgement here! Just looking for a place to share my journey honestly.