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This and That

March 23rd, 2022 at 10:06 pm

Just a few mid (ish) month updates.

My vacation came and went.  Spent more than I would have preferred to but it will be my only vacation this year, and I'm very glad I went.  New Orleans is a lovely city, I got to have some special moments, and hope to go back soon to see and do more.  

Finally completed my taxes.  I owe about $3k to federal and about $500 to state.  I will pay state outright, and will have to do a payment plan for federal.  Between my bonus coming in May, and my homestead exception for property taxes that is paid out over the summer, that should pay them off completely.  The amount owed is more than I had hoped for, but an additonal $22k of taxable income was added for 2021 between bank bonuses and cancelled debt so it is not a surprise.  

I decided not to move forward with the refinance at this time.  It just wasn't a good deal, and even if I feel it would have gotten me further ahead than where I can get by staying the course and making the planned payments, it was at too great a cost.  There were a few helpful commenters, a few condescending judgemental commenters, and a few who clearly haven't read any of my other posts.  While all but the first category of commenters annoyed me quite a bit, I decided to ignore them and move on.  

The increase to my 401k contribution went into effect with my last paycheck.  My estimate for the impact to my net pay was fairly close.  Now I am just waiting for my annual merit increase to come out, which should be within a few weeks.  Once I have that, I can do a little more concrete short term planning.   

4 Responses to “This and That”

  1. Amber Says:

    I'm glad you enjoyed your vacation, New Orleans is such a fun city.

    Like you, I ignore the rude comments, it's not worth the energy

  2. LivingAlmostLarge Says:

    Sorry for my brain being on hold and not remembering back details. Unless posted sometimes I forget. But I do try to look at the financial objectively. At that snapshot in time if it helps.

  3. FocusedinmyForties Says:

    LAL - I definitely wasn't referring to you - I appreciated your feedback on that post! I was referring more to comments advising me to do very basic things I am already doing - kind of insinuating I am not already paying down the debt and tracking everything. Yours was providing an opinion on the loan itself which was the question at hand.

  4. rob62521 Says:

    Sorry about the folks who made rude comments. Better to move on. You know what is best for you.

    Glad you had a wonderful vacation!

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